Why Won’t Mexicans Get Auto Insurance – Or Just Take The Bus?

Dear Mexican: An uninsured wetback just hit my car and totaled his. He had no insurance and no license, but he did have a nice cell phone. I asked him if he was OK in my limited Spanish, but he did not ask about me or my children. He was handcuffed and taken away to be booked for one hour to get his real ID. This incident will cost me hundreds of dollars even with my insurance. My insurance company tells me 60 percent of accidents in California are with uninsured Mexican drivers. Why don't they just take buses like I did when I couldn't afford a car?

—Stranded With No Rental Insurance

Dear Gabacho: Yeah, you really care if the man that rammed into you was OK when you smirk at his cell phone and call him a wetback (and real pronto, readers: please eliminate that word from your Rolodex of Racism. Like "beaner," it's so 1950s. Use "wab" or the cooler-sounding Spanish translation, mojado). Cry me a pinche río. Also, your insurance agent no sabe what they're talking about sobre the figures you provided. The Insurance Research Council's Uninsured Motorists, 2008 Edition estimated only 18 percent of Californians drive uninsured; the 1998 study, California's Uninsured, by the Policy Research Bureau of the California Department of Insurance did determine 35 percent of Latinos had no insurance but didn't bother to figure out whether they caused the majority of accidents. Both studies showed that the rate of insured drivers in California and the United States had actually increased over the years, so that figure your agent gave you was just to soothe your frayed gabacho ego—it simply has no basis in fact or statistical projections. Finally, with regard to your actual question: Uninsured Mexicans drive cars for the same reason uninsured non-Mexicans do—the buses are too overcrowded with Mexicans.

I live outside of Tucson, Arizona, a big city only about 50 miles north of the la frontera. Every year, we celebrate the birthday of the town, and always a major center of attraction is our dear and famous Spanish mission built by the Padre Eusebio Francisco Kino, a Jesuit extraordinaire of German extraction, along with uncounted native Tohono O'Odam. This mission is named Mission San Xavier. It is always, and I do mean ALWAYS, pronounced: San Ha-Veer, very heavy with the H. So, why do teachers who have students with the name Xavier always pronounce it Zay–Vee–Irr? (Or does my question go the other way around?)

—Old Native Just Asking

Dear Gabacho: For being a self-proclaimed native of the Old Pueblo, you sure are a pendejo. Father Kino was of Italian extraction (though born in the Austrian Empire), and the full name of the mission is San Xavier del Bac, named after Society of Jesus (better known as the Jesuits) founder St. Francis Xavier (so named because he was from the town of Javier in the Basque country). As to your pregunta: You're just hearing the Spanish and English pronunciations. The English version of the letter X almost always sounds like the letter Z at the beginning of words; la letra X at the beginning of Spanish words is almost always aspirated like the letter J. Of course, American teachers will pronounce Xavier as Zay-vee-Irr, the same way they turn Guillermo into Billy, but I think the question you have is why the velar fricative took hold for X en Español and not in English. La respuesta: While the English were going through their Great Vowel Shift toward the end of the Middle Ages, los Españoles decided to follow their own route to ensure confusion among future generations of gabachos—just another grievance alongside the Reconquista and uninsured Mexicans, you know?

 
  • 03/05/2011 11:31:00 PM

    Booo hooooo wetbacks get blamed for everything now thorw a pitty party and get the fuck back to the shithole you climbed out of. I like that WETBACK WETBACK WETBACK and if you don't like kiss my ass and you can stuff it where your wetbacks ass don't shine. EL DOGMAN

  • Singe 10/21/2009 3:44:00 PM

    The comment was 60% of accidents in CA were from uninsured, not how many drivers were uninsured so you wasted a large amount of your reply on a subject that wasn't brought up - unless you were trying misdirection. Looks like the smaller number of uninsured account for a much larger percentage of the accidents. Incentives do work better than the goodness of our hearts as much as we'd like to believe otherwise. The penalties for being uninsured and in an accident needs to be brought up to a level that will make people really think about driving uninsured. El tr�co m�lento se conserva a la derecha.

  • Lawrende Grant 10/19/2009 10:21:00 PM

    What's up with the racial name calling? He was stereotyped before you asked him any questions after the accident. Sure the guy should've had insurance but he doesn't speak for the entire Mexican population. If it wasn't for so called "wetbacks" this nation's manufacturing facilities wouldn't be as profitable as they are. College Grants For Single Mothers

  • Texan 10/19/2009 7:08:00 PM

    In two day, two separated incidents. Uninsured, no driver license wetback, crashed and knock down two power poles. His is in the love field area. Who do you think will get stuck with that bill. Lets send the bill to Gustavo Arellano, since he love the mojado so much, by the way let send him all the pigs, chickens and grandmothers all those wetbacks bring with them. TEJANO PROUD

  • Humo 10/19/2009 5:24:00 PM

    At Jesuit High School - Dallas, we were taught that the Society of Jesus was founded by St. Ignatius of Loyola, not St. Francis Xavier. I'm just sayin'

  • cadillac 10/19/2009 5:02:00 PM

    I dont know what yall have against wetback because my ancestors are wetbacks. Even though i was born in dallas i find that offensive. so all you white crackers need to find a life and quit blaming mexicans just because they have an accident. the people who have more accidents are the damn white old grandmas and grandpas. so chill wit all that bs.

  • ELTEJANO 10/19/2009 5:01:00 AM

    WETBACK WETBACK WETBACK WETBACK WETBACK WETBACK WETBACK WETBACK WETBACK WETBACK WETBACK WETBACK WETBACK WETBACK WETBACK WETBACK WETBACK WETBACK WETBACK WETBACK WETBACK WETBACK WETBACK WETBACK WETBACK WETBACK WETBACK WETBACK WETBACK WETBACK. you need to go back with them the way you defend they.

  • STEPHANIE 10/17/2009 12:17:00 AM

    WHY DO YOU ONLY TALK ABOUT MEXICANS.. NOBODY REALLY CARES..!

  • W. R. Schutze 10/16/2009 2:01:00 PM

    Re: Mission San Xavier and pronunciation. No matter how horribly the locals ignore history and linguistics, however the majority of the population mangles a place name, that's how it's said. Language (spelling, pronunciation and usage), like Economics, follows its own rules and crosses borders despite the edicts of kings and elected leaders. Whenever a teacher sees a name like Angel or Xavier, that teacher would be well advised to ask the student how he pronounces his name. It is fun to force crackers to pronounce Spanish words as if we were in Mexico, isn't it?

  • Jimmy 10/15/2009 11:30:00 PM

    I enjoyed reading these two blogs. I believe these are a couple of good lessons for all. A combination of education, research skills, and some humility will often trump ignorance...and facts trump opinions and beliefs. - J

  • Nelly 10/15/2009 7:19:00 PM

    I love these articles!!!

 

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