If you are a roof, a delicate glass sculpture or one of the cars stuck in the open because of the assholes who took shelter under one of the overpasses on Central, yesterday was not a good day. Days usually aren't when you're pelted with chunks of ice the size of baseballs. Or were they grapefruit-sized? Maybe ostrich egg? Planetoid? Whatever. They didn't stick around long enough to be asked.
It's now the day after, time to ask how much damage Dallas-Fort Worth's collective property suffered in cold, hard dollars.
"That's the very question everybody asks," Mark Hanna, spokesman for the Insurance Council of Texas, told Unfair Park today.
He was polite but explained that storm's been gone for less than 24 hours. People are still grieving over hail-dented BMWs and inundating their insurance agents with claims. Working through that process takes three to four days. It's way too early to put a dollar figure on it, Hanna said.
But I'm a journalist. I don't have time to wait for facts. Just give me a ballpark figure, I said.
"The storm that occurred back on April 3 was somewhere in the ballpark of $400 million," he said. Initial estimates put last night's damage at more than that. It's what's known in the insurance biz as a "catastrophe," a term of art that means companies bring in adjusters from out of state to help wade through the flood of claims.
Damn. More than $400 million? From a 15-minute hail storm?
Yep. Hail storms are expensive, Hanna said. The system that moved through Ft. Worth in 1995 did $1 billion worth of damage, a record at the time for a hail storm. That was topped in 2001 by a downpour in Missouri that moved the needle to $1.1 billion.
"They rank just as high as any tornado damage pretty much, unless you just have an F-5 go right through middle of the city," Hanna said. "It causes damage to everything in it's path, and its widespread."
Lots of roofs, lots of cars. Typically not a lot of pricey glass artwork.
But back to the money thing. That Ft. Worth one was billion right? With a "B"? How did last night stack up to that?
Too early to tell, Hanna said. The Ft. Worth system started in Abilene and shot due east 120 miles, doing most of its damage in Ft. Worth. Last night's was shorter but had larger hail.
It's also too early to know what portion of the damage the broken Chihuly sculpture(s) will account for, and I couldn't reach the Arboretum spokeswoman for an estimate. But you needn't worry. The exhibit, Hanna said, is covered by a $20 million insurance policy.
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