Keep Dallas Observer Free

Earthquake Insurance Is Still Cheap, In Case You're In the Market for that Kind of Thing

Unfair Park has no idea why you might possibly be, but just in case you are, you know, looking to add an earthquake rider to your homeowners insurance or whatever, we thought we'd give State Farm a call.

"There's been a lot of increase in inquiry [about earthquake coverage]," Gary Stephenson, State Farm's North Texas spokesman says. "Our agents, there in the Irving area in particular and in the greater metro area, we've seen quite a significant increase in numbers of calls about [earthquake insurance]."

Depending on the size of one's house and things like the materials used in its construction, Stephenson said, most people should be able to add the coverage for between $40 and $80, a bargain in region that saw between zero and one earthquakes in its pre-2008 recorded history.

State Farm's quake coverage insures your house in case of any damage caused by the earth moving, whether it's caused by human activity (whatever that might be) or an act of Shiva.

I Support
  • Local
  • Community
  • Journalism
  • logo

Support the independent voice of Dallas and help keep the future of Dallas Observer free.

While he couldn't make any guarantees, Stephenson said that earthquake coverage, even in areas that are traditional seismic hot spots like Northeast Arkansas, remains relatively cheap.

Unfair Park, ever cautious, plans to ask the Railroad Commission what it should do. Surely the arbiters of Texas environmental safety can offer us something definitive.

See also: Railroad Commission's Explanation of Irving Quakes: ¯\_(ツ)_/¯

Keep the Dallas Observer Free... Since we started the Dallas Observer, it has been defined as the free, independent voice of Dallas, and we would like to keep it that way. Offering our readers free access to incisive coverage of local news, food and culture. Producing stories on everything from political scandals to the hottest new bands, with gutsy reporting, stylish writing, and staffers who've won everything from the Society of Professional Journalists' Sigma Delta Chi feature-writing award to the Casey Medal for Meritorious Journalism. But with local journalism's existence under siege and advertising revenue setbacks having a larger impact, it is important now more than ever for us to rally support behind funding our local journalism. You can help by participating in our "I Support" membership program, allowing us to keep covering Dallas with no paywalls.

We use cookies to collect and analyze information on site performance and usage, and to enhance and customize content and advertisements. By clicking 'X' or continuing to use the site, you agree to allow cookies to be placed. To find out more, visit our cookies policy and our privacy policy.


Join the Observer community and help support independent local journalism in Dallas.


Join the Observer community and help support independent local journalism in Dallas.